§ Guides
Best Savings Accounts
Current best rates for UK film & TV freelancers — easy access, Cash ISA, fixed rate, and business savings. Manually curated and updated weekly.
Rates last updated: 7 May 2026 · Always verify directly with the provider before opening an account
Easy Access
Best for your emergency fund, tax pot, and income buffer. Money back within 1–3 working days.
★
PlumFSCS
Auto-saves based on spending patterns
2
ChipFSCS
Highest easy-access rate — no notice needed
3
MoneyboxFSCS
Three free withdrawals per month
4
ChaseFSCS
Requires Chase current account
5
Marcus by Goldman SachsFSCS
Consistently competitive, no notice required
Cash ISA
Interest earned is completely tax-free. Up to £20,000 per tax year. Essential if you're a higher-rate taxpayer.
★
PlumFSCS
Flexible ISA — withdraw and replace in same tax year
2
Trading 212FSCS
Flexible ISA with instant access
3
ChipFSCS
Flexible ISA, instant withdrawals
4
MoneyboxFSCS
Stocks & Shares ISA option also available
Fixed Rate
Lock money away for a set term in exchange for a higher rate. Not for your emergency fund — money is inaccessible until the term ends.
★
Raisin UK1 yearFSCSMin £1,000
Marketplace — rates from multiple FSCS-protected banks
2
Allica Bank1 yearFSCSMin £10,000
Strong rates, good for larger lump sums
3
Atom Bank1 yearFSCSMin £50
App-only bank, easy to open
4
Aldermore1 yearFSCSMin £1,000
Also offers 2 and 3-year fixed terms
Business Savings
For your limited company or business reserves. Rates are lower than personal savings but far better than leaving cash in a current account.
★
TideFSCS
Integrated with Tide business account
2
Allica BankFSCSMin £10,000
Strong business easy-access rate — for Ltd companies
3
Starling BankFSCS
Savings Spaces within your Starling business account
4
Monzo BusinessFSCS
Pots within your Monzo Business account — rate is poor but convenient
Related
Not sure which ISA is right for you?
Cash ISA, Stocks & Shares ISA, Lifetime ISA — each has a different purpose. The ISA guide explains which one suits a freelance income.
Read the ISA guide